Hard Money Lenders of Orange County

Property Types

We provide hard money loans for a wide range of property types. From single-family homes to commercial developments, our flexible financing solutions can help you capitalize on any real estate opportunity.

Single-Family Homes

Single-family homes are the most common investment property type, offering straightforward financing and broad market appeal. Our hard money loans provide quick funding for acquisition, renovation, and refinancing of detached single-family residences.

Loan Amount:$100,000 - $5,000,000
LTV:Up to 90%

Loan Programs:

Fix-and-Flip LoansRental Property LoansBridge Loans
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Multi-Unit Properties

Duplexes, triplexes, and fourplexes offer attractive cash flow potential and economies of scale. Our hard money loans support the acquisition and improvement of small multi-family properties with terms designed for rental income optimization.

Loan Amount:$150,000 - $5,000,000
LTV:Up to 85%

Loan Programs:

Rental Property LoansFix-and-Flip LoansBridge Loans
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Commercial Properties

Office buildings, retail centers, warehouses, and mixed-use properties require specialized financing. Our commercial hard money loans provide the capital needed to acquire, renovate, or refinance commercial real estate investments.

Loan Amount:$250,000 - $10,000,000
LTV:Up to 75%

Loan Programs:

Commercial Real Estate LoansBridge LoansConstruction Loans
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Investment Properties

A broad category encompassing all income-producing real estate investments. Our hard money loans for investment properties focus on the asset's cash flow and value rather than the borrower's personal financials.

Loan Amount:$100,000 - $10,000,000
LTV:Up to 80%

Loan Programs:

Investment Property LoansPortfolio LoansBridge Loans
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Land and Lots

Raw land, development lots, and infill sites present unique financing challenges that traditional lenders often avoid. Our hard money loans provide capital for land acquisition and development preparation.

Loan Amount:$100,000 - $3,000,000
LTV:Up to 65%

Loan Programs:

Land Acquisition LoansDevelopment Bridge LoansConstruction Loans
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Residential Refinances

Access equity in your residential investment properties through our hard money refinance programs. Whether you need cash for improvements, new acquisitions, or debt consolidation, we offer fast refinancing solutions.

Loan Amount:$100,000 - $5,000,000
LTV:Up to 75%

Loan Programs:

Cash-Out RefinancingDebt Consolidation LoansBridge Loans
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Construction Loans

Ground-up construction and major renovation projects require staged funding aligned with construction milestones. Our hard money construction loans provide the capital needed to complete residential and commercial building projects.

Loan Amount:$250,000 - $5,000,000
LTV:Up to 75%

Loan Programs:

Construction LoansConstruction-to-PermanentDevelopment Loans
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Bridge Loans

Short-term financing solutions that bridge timing gaps in real estate transactions. Bridge loans provide immediate capital while arranging permanent financing or completing property sales.

Loan Amount:$100,000 - $5,000,000
LTV:Up to 85%

Loan Programs:

Bridge LoansHard Money LoansSwing Loans
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Financing for Any Property Type

Have a unique property or situation? Contact us today to discuss your financing needs and explore our flexible loan options.